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Chad Nitschke, CEO and co-founder of Bunker, is rolling out occupational accident insurance for independent workers who use freelance platforms.

As Nitschke points out, its all part of the lack of the social safety net for freelancers. More people are freelancing than ever before, with the U.S. General Accountability Office estimating that 40.4% of Americans now do some type of contingent work.

However, as Ive frequently noted in this blog, neither the government nor many financial and insurance services businesses have caught up. The entire system is designed with W-2 workers in mind.

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A nurse prepares a flu shot Feb. 7, 2018, at the Salvation Army in Atlanta.(Photo: David Goldman, AP)

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