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Medicare coverage. Medicare helps to cover the costs of health emergencies and chronic conditions, but also can be used to help maintain good health. Once you sign up for Medicare, remember to take advantage of the free preventive services, such as an annual wellness doctor's office visit, flu shot and screenings for certain conditions. It's also important to know what Medicare doesn't cover, such as dental care, eyeglasses and hearing aids, so you can budget for these items.

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